Fundamentals · PGR
Growth Metrics for PGR
AI-generated plain-English read of growth metrics for PGR. Updated daily.
High-growth, decelerating with FCF divergence
highRevenue growing at 16.3% YoY but decelerating from a 23.3% pace — still a high-growth company, but the direction of travel matters; the market will be watching for stabilization in the next 1-2 quarters.
What will probably happen
- Growth is decelerating — without a reversal catalyst, the next quarter is likely to show further moderation in the top line.
- Free cash flow lagging earnings is an early warning on cash quality — if working capital or accruals are the cause, expect cash generation to weaken even if reported earnings hold steady.
What to do
- If you HOLD this stock
- Decelerating revenue paired with earnings quality deterioration — exit unless your thesis hinges on a specific upcoming catalyst; multiple risks are compounding.
- If you're EVALUATING this stock
- Pass. Multiple risks compounding — contracting or decelerating revenue with cash flow quality issues is not an entry setup.
- If you trade OPTIONS
- Long puts or put spreads. Deceleration paired with earnings quality deterioration is directionally bearish.
13 periods of income data with recent reporting — trend reads are reliable.
Technical details
Technical analysis
- Trajectory
- Decelerating
- FCF YoY growth
- 15.9%
- Income periods
- 13
- Consistency tier
- Variable
- Earnings quality
- Fcf Divergence
- Latest data date
- 2025-12-31 00:00:00
- Cash flow periods
- 12
- Revenue YoY growth
- 16.3%
- Earnings YoY growth
- 33.3%
- Revenue growth tier
- High
- Growth consistency (CV)
- 0.53
- Prior-avg revenue growth (2y)
- 23.3%
Key levels
| Level | Value |
|---|---|
| fcf yoy | 0.159 |
| cv revenue | 0.526 |
| revenue yoy | 0.163 |
| earnings yoy | 0.333 |
| watch growth rate | 0.163 |
| prior avg rev growth | 0.233 |
Caveats
- Growth comparisons can be skewed by acquisitions, divestitures, or one-off items. Cross-check organic growth disclosures.
- Operating cash flow is lagging reported earnings — investigate working capital, accruals, or capex policy changes.