Fundamentals · TGT

Distress (Altman-Z + Piotroski-F) for TGT

AI-generated plain-English read of distress (altman-z + piotroski-f) for TGT. Updated daily.

Mixed signals, improving

high

The bankruptcy risk score says distress (Z=1.60) but the operational health score says strong (8/9) — likely a balance-sheet snapshot anomaly; watch the next earnings for resolution.

What will probably happen

  • The two signals pulling in opposite directions usually means one of: (1) a one-time balance sheet event skewed the bankruptcy risk score, (2) the operational health score hasn't yet reflected a deteriorating fundamental trend, or (3) the company is in a sector where the bankruptcy risk score model doesn't apply cleanly.
  • Monitor next earnings — convergence of the two signals (either both improve or both worsen) is the confirming catalyst.

What to do

If you HOLD this stock
Hold but watch — the conflicting signals mean the next earnings print is the tie-breaker. Set a price alert at the Z=1.81 level.
If you are EVALUATING this stock
Don't initiate new positions until the two signals converge — disagreement is not a green light; it's a 'wait for more data' signal.
If you trade OPTIONS
Uncertainty premium may be priced in — selling straddles is ill-advised when the fundamental read is this uncertain. Long premium through earnings makes more structural sense.

Both scores present with ≥3 periods of bankruptcy risk history.

Technical details

Technical analysis

Trend
improving
Sector
Retail
Agreement
disagreement
Prior-period avg Z
1.30
Bankruptcy risk score (Altman-Z)
1.60 (distress zone)
Operational health score (Piotroski-F)
8/9 (Strong (7-9)) — profitability 4/4; leverage 3/3; efficiency 1/2

Key levels

Key price and metric levels
LevelValue
latest z1.6
prior avg z1.299
piotroski score8
altman safe threshold2.99
altman distress threshold1.81

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