Fundamentals · UNH
Growth Metrics for UNH
AI-generated plain-English read of growth metrics for UNH. Updated daily.
Moderate growth, decelerating with margin compression
highModerate revenue growth (6.0% YoY) is decelerating from 15.3% — without a catalyst this trajectory trends toward low growth; the next quarter is a key data point.
What will probably happen
- Growth is decelerating — without a reversal catalyst, the next quarter is likely to show further moderation in the top line.
- Earnings lagging revenue growth signals margin compression — the company is growing the top line but spending more to do it; watch gross margin and SG&A trends closely.
- Highly erratic growth pattern — quarter-to-quarter volatility makes forecasting unreliable and reduces the quality of any single-period read.
What to do
- If you HOLD this stock
- Decelerating revenue paired with earnings quality deterioration — exit unless your thesis hinges on a specific upcoming catalyst; multiple risks are compounding.
- If you're EVALUATING this stock
- Wait for stabilization — entering into a decelerating growth story adds more risk than the valuation discount typically compensates for. Look for one quarter of stabilization before initiating.
- If you trade OPTIONS
- Long puts or put spreads. Deceleration paired with earnings quality deterioration is directionally bearish.
13 periods of income data with recent reporting — trend reads are reliable.
Technical details
Technical analysis
- Trajectory
- Decelerating
- FCF YoY growth
- -22.4%
- Income periods
- 13
- Consistency tier
- Erratic
- Earnings quality
- Earnings Lag
- Latest data date
- 2025-12-31 00:00:00
- Cash flow periods
- 13
- Revenue YoY growth
- 6.0%
- Earnings YoY growth
- -16.3%
- Revenue growth tier
- Moderate
- Growth consistency (CV)
- 6.54
- Prior-avg revenue growth (2y)
- 15.3%
Key levels
| Level | Value |
|---|---|
| fcf yoy | -0.224 |
| cv revenue | 6.541 |
| revenue yoy | 0.06 |
| earnings yoy | -0.163 |
| watch growth rate | 0.06 |
| prior avg rev growth | 0.153 |
Caveats
- Growth comparisons can be skewed by acquisitions, divestitures, or one-off items. Cross-check organic growth disclosures.