Fundamentals · MS
Distress (Altman-Z + Piotroski-F) for MS
AI-generated plain-English read of distress (altman-z + piotroski-f) for MS. Updated daily.
Distress confirmed, stable
highBoth scores flag stress: the bankruptcy risk score sits at Z=0.22 (distress zone <1.81) and stable in the distress zone while the operational health score is weak at 2/9 — bankruptcy risk is real, not just a slow-revenue scare.
What will probably happen
- High probability of continued financial stress — both scores independently confirm the same read.
- Credit markets will price this company as a distressed issuer — borrowing costs are elevated and refinancing risk is real.
What to do
- If you HOLD this stock
- Trim or hedge — both scores confirm operational and solvency stress. If you hold, size down to a level you can stomach going to zero.
- If you are EVALUATING this stock
- Don't initiate new positions — distress zone means asymmetric downside with limited upside until a clear turnaround is confirmed (Z > 1.81 for two consecutive quarters).
- If you trade OPTIONS
- Put premium will be expensive given the distress read — selling puts only makes sense if you would genuinely own the stock at the strike and can absorb full downside. At distress-zone sizes, avoid selling puts.
Both scores present with ≥3 periods of bankruptcy risk history.
Technical details
Technical analysis
- Trend
- stable
- Sector
- Financial Services
- Agreement
- both_distress
- Prior-period avg Z
- 0.29
- Bankruptcy risk score (Altman-Z)
- 0.22 (distress zone)
- Operational health score (Piotroski-F)
- 2/9 (Weak (0-3)) — profitability 1/4; leverage 1/3; efficiency 0/2
Key levels
| Level | Value |
|---|---|
| latest z | 0.22 |
| prior avg z | 0.287 |
| piotroski score | 2 |
| altman safe threshold | 2.99 |
| altman distress threshold | 1.81 |