Benzinga•2026-04-15
Shares of software-related companies are trading higher as the sector rebounds from a recent selloff, with investors stepping back in after sharp declines. The uptick is supported by dip-buying and a reassessment of earlier concerns around valuations and the impact of emerging technologies like artificial intelligence.PGY — Pagaya Technologies Ltd
NASDAQ · Technology · Technology
$14.32-36.92%Market cap956.48M
- Latest Close
- $14.32
- 30-Day Move
- -36.9%
- Market Cap
- $956M
- Shares Outstanding
- 82,530,000
- P/E Ratio
- 11.41
- P/B Ratio
- 3.29
NASDAQ:PGYTechnology / TechnologyDelayed public snapshot
Pagaya Technologies Ltd
A read-only Alphactor snapshot forPagaya Technologies Ltd. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$14.32
30-Day Move
-36.9%
Market Cap
$956M
Shares Outstanding
82,530,000
P/E Ratio
11.41
P/B Ratio
3.29
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$14.32
-36.9%last 90 delayed daily bars
Market cap$956M
90D High
$26.80
90D Low
$10.40
Avg Volume
3,721,081
What stands out
Gross margin is running at 42.4%, which gives a quick read on operating quality before you open the full model.
Net margin is 6.3%, useful for comparing PGY against peers in Technology.
PGY is down 36.9% over the last 30 trading days shown on this page.
Latest operating income is $224M, which helps anchor the headline ratios with an actual earnings figure.
Research snapshot
Composite Fair Value
$69.37
Rule of 40
43.4%
Fundamentals snapshot
Latest Close
$14.32
30-Day Move
-36.9%
Market Cap
$956M
Shares Outstanding
82,530,000
P/E Ratio
11.41
P/B Ratio
3.29
ROE
16.0%
ROA
5.3%
Gross Margin
42.4%
Operating Margin
14.1%
Net Margin
6.3%
Debt / Equity
1.62
Current Ratio
3
Latest Revenue
$1.3B
Financial statement snapshot
Revenue
$1.3B
Gross Profit
$512M
Operating Income
$224M
Net Income
$81M
Gross Margin
4243.0%
Net Margin
625.0%
Current Ratio
3.00
Debt / Equity
1.62
Valuation snapshot
Fair Value
$69.37
Upside / Downside
+384.5%
Signal
Undervalued
Implied Growth
-6.4%
DCF
$69.88
EV/Rev
$68.87
Growth Assumption
22.5%
Discount Rate
10.1%
Terminal Growth
2.0%
Base FCF
$225M
Valuation spread
Current Price
$14.32
Composite Fair Value
$69.37
DCF
$69.88
EV/Rev
$68.87
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Quality snapshot
Altman Z
2.12
Grey
Piotroski
7
Strong (7-9)
Cash Conversion
2.93x
Rule of 40
43.4%
Strong
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $685M | $-315M | $-302M | $-62M |
| 2023-12-31 | $773M | $-64M | $-128M | $-42M |
| 2024-12-31 | $1.0B | $39M | $-401M | $25M |
| 2025-12-31 | $1.3B | $224M | $81M | $225M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
SeekingAlpha•2026-04-15
Pagaya: A Mispriced AI Credit Platform Hiding In Plain SightSeekingAlpha•2026-04-15
Pagaya Technologies: Yes, It's Been Ugly -- But The Long-Term Case Remains IntactFinnhub•2026-04-15
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2026-2 and Research-Driven Pagaya Motor Trust 2026-2Finnhub•2026-04-15
Pagaya Achieves Inaugural AAA Fitch Rating on $368 Million Personal Loan ResecuritizationAfter signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$0
Sell Value
$20M
Buys
0
Sells
39
Buy Value
$0
Sell Value
$20M
Buy/Sell Ratio
0.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-17 | Rosen Tami | Sell | 9,720 | $15.14 |
| 2026-04-01 | Vieira Cory | A | 28,571 | $0.00 |
| 2026-04-01 | Perros Evangelos | A | 175,000 | $0.00 |
| 2026-04-01 | Krubiner Gal | A | 185,000 | $0.00 |
| 2026-04-01 | Pardo Avital | A | 185,000 | $0.00 |
| 2026-04-01 | Yulzari Yahav | A | 185,000 | $0.00 |
| 2026-04-01 | DAS SANJIV | A | 200,000 | $0.00 |
| 2026-04-01 | Perros Evangelos | M | 22,766 | $0.00 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| ARK ETF Tr-ARK Israel Innovative Technology ETF | 1,489,697 | 0.00% | 2023-12-31 |
| iShares Core MSCI EAFE ETF | 968,985 | 0.00% | 2023-12-31 |
| iShares MSCI EAFE Small Cap ETF | 931,111 | 0.00% | 2023-12-31 |
| Global X Fds-Global X FinTech ETF | 584,066 | 0.00% | 2023-12-31 |
| ETF Managers Tr-BlueStar TA-BIGI Tech Israel Technology ETF | 355,238 | 0.00% | 2023-09-30 |
| Fidelity NASDAQ Composite Index Fund | 316,374 | 0.00% | 2023-12-31 |
| Fidelity NASDAQ Composite Index ETF | 212,639 | 0.00% | 2023-12-31 |
| iShares MSCI Israel ETF | 175,195 | 0.00% | 2023-12-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Vanguard Group
Filed 2025-11-07
$61M
-1.0%
BlackRock
Filed 2024-08-13
$43M
--
Two Sigma Advisers
Filed 2025-11-14
$40M
+21.0%
Renaissance Technologies
Filed 2025-11-13
$32M
+426.1%
Citadel Advisors
Filed 2025-11-14
$29M
--
Goldman Sachs
Filed 2026-02-10
$29M
+221.5%
For informational and educational purposes only. Not financial advice. Learn more
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