SeekingAlpha•2026-04-24
First Business Financial Services, Inc. (FBIZ) Q1 2026 Earnings Call TranscriptFBIZ — First Business Financial Services Inc
NASDAQ · Banking · Banking
$56.03-3.25%Market cap460.44M
- Latest Close
- $56.03
- 30-Day Move
- -3.2%
- Market Cap
- $460M
- Shares Outstanding
- 8,340,000
- P/E Ratio
- 9.15
- P/B Ratio
- 1.22
Analyst consensus: Buy · 11 analysts
NASDAQ:FBIZBanking / BankingDelayed public snapshot
First Business Financial Services Inc
A read-only Alphactor snapshot forFirst Business Financial Services Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-24
Topline snapshot
Latest Close
$56.03
30-Day Move
-3.2%
Market Cap
$460M
Shares Outstanding
8,340,000
P/E Ratio
9.15
P/B Ratio
1.22
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$56.03
-3.2%last 90 delayed daily bars
Market cap$460M
90D High
$60.53
90D Low
$50.75
Avg Volume
34,867
What stands out
Net margin is 26.4%, useful for comparing FBIZ against peers in Banking.
FBIZ is down 3.2% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$84.49
Rule of 40
46.1%
Dark Pool Short %
60.9%
Fundamentals snapshot
Latest Close
$56.03
30-Day Move
-3.2%
Market Cap
$460M
Shares Outstanding
8,340,000
P/E Ratio
9.15
P/B Ratio
1.22
ROE
13.5%
ROA
1.2%
Operating Margin
33.3%
Net Margin
26.4%
Debt / Equity
0.15
Dividend Yield
2.6%
Latest Revenue
$169M
Financial statement snapshot
Revenue
$169M
Gross Profit
--
Operating Income
--
Net Income
$50M
Gross Margin
--
Net Margin
2640.5%
Current Ratio
--
Debt / Equity
0.15
Valuation snapshot
Fair Value
$84.49
Upside / Downside
+50.8%
Signal
Undervalued
Implied Growth
0.9%
DCF
$94.25
EV/Rev
$74.73
Growth Assumption
9.7%
Discount Rate
10.5%
Terminal Growth
2.0%
Base FCF
$61M
Valuation spread
Current Price
$56.03
Composite Fair Value
$84.49
DCF
$94.25
EV/Rev
$74.73
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Quality snapshot
Altman Z
0.22
Distress
Piotroski
6
Moderate (4-6)
Cash Conversion
1.23x
Rule of 40
46.1%
Strong
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $128M | -- | $41M | $35M |
| 2023-12-31 | $144M | -- | $37M | $49M |
| 2024-12-31 | $153M | -- | $44M | $57M |
| 2025-12-31 | $169M | -- | $50M | $61M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
Finnhub•2026-04-24
Transcript : First Business Financial Services, Inc., Q1 2026 Earnings Call, Apr 24, 2026SeekingAlpha•2026-04-24
First Business Financial Services, Inc. 2026 Q1 - Results - Earnings Call PresentationSeekingAlpha•2026-04-24
First Business Financial Services, Inc. (FBIZ) Shareholder/Analyst Call Prepared Remarks TranscriptFinnhub•2026-04-24
Transcript : First Business Financial Services, Inc. - Shareholder/Analyst CallAfter signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Institutional holders snapshot
Two Sigma Advisers
Filed 2026-02-17
--
--
Vanguard Group
Filed 2026-01-29
$26M
-0.2%
BlackRock
Filed 2024-08-13
$25M
--
Geode Capital Management
Filed 2026-02-09
$13M
+2.8%
Renaissance Technologies
Filed 2025-08-13
$8M
+5.9%
Dark-pool activity snapshot
Analyst consensus?
Rating(?)
4.09
Consensus
BuyTarget Mean(?)
—
Target High(?)
—
Target Low(?)
—
Analysts
11
For informational and educational purposes only. Not financial advice. Learn more
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