Benzinga•2026-04-20
First United Q1 Adj. EPS $1.02 Beats $0.92 Estimate, Sales $23.281M Beat $22.826M EstimateFUNC — First United Corp
NASDAQ · Banking · Banking
$37.96-7.17%Market cap240.68M
- Latest Close
- $37.96
- 30-Day Move
- -7.2%
- Market Cap
- $241M
- Shares Outstanding
- 6,500,000
- P/E Ratio
- 9.82
- P/B Ratio
- 1.19
NASDAQ:FUNCBanking / BankingDelayed public snapshot
First United Corp
A read-only Alphactor snapshot forFirst United Corp. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-23
Topline snapshot
Latest Close
$37.96
30-Day Move
-7.2%
Market Cap
$241M
Shares Outstanding
6,500,000
P/E Ratio
9.82
P/B Ratio
1.19
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$37.96
-7.2%last 90 delayed daily bars
Market cap$241M
90D High
$41.95
90D Low
$35.02
Avg Volume
15,839
What stands out
Net margin is 26.6%, useful for comparing FUNC against peers in Banking.
FUNC is down 7.2% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$55.94
Rule of 40
28.7%
Fundamentals snapshot
Latest Close
$37.96
30-Day Move
-7.2%
Market Cap
$241M
Shares Outstanding
6,500,000
P/E Ratio
9.82
P/B Ratio
1.19
ROE
12.0%
ROA
1.2%
Operating Margin
34.4%
Net Margin
26.6%
Debt / Equity
0.24
Dividend Yield
2.9%
Latest Revenue
$23M
Financial statement snapshot
Revenue
$23M
Gross Profit
--
Operating Income
--
Net Income
$6M
Gross Margin
--
Net Margin
2660.0%
Current Ratio
--
Debt / Equity
0.24
Valuation snapshot
Fair Value
$55.94
Upside / Downside
+47.4%
Signal
Undervalued
Implied Growth
3.5%
DCF
$38.21
EV/Rev
$73.67
Growth Assumption
5.5%
Discount Rate
10.5%
Terminal Growth
2.0%
Base FCF
$15M
Valuation spread
Current Price
$37.96
Composite Fair Value
$55.94
DCF
$38.21
EV/Rev
$73.67
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Quality snapshot
Altman Z
0.26
Distress
Piotroski
6
Moderate (4-6)
Cash Conversion
0.79x
Rule of 40
28.7%
Acceptable
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $76M | -- | $25M | $23M |
| 2023-12-31 | $71M | -- | $15M | $22M |
| 2024-12-31 | $80M | -- | $21M | $20M |
| 2025-12-31 | $89M | -- | $25M | $15M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
Finnhub•2026-04-20
FIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2026 FINANCIAL RESULTSAfter signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$46,486.52
Sell Value
$74,739.15
Buys
18
Sells
2
Buy Value
$46,486.52
Sell Value
$74,739.15
Buy/Sell Ratio
9.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-16 | Fisher Robert L. II | F | 178 | $35.99 |
| 2026-03-16 | Fisher Robert L. II | A | 526 | $0.00 |
| 2026-03-16 | Sturm Tonya K. | F | 144 | $35.99 |
| 2026-03-16 | Sturm Tonya K. | A | 428 | $0.00 |
| 2026-03-16 | Sanders Keith | F | 141 | $35.99 |
| 2026-03-16 | Sanders Keith | A | 420 | $0.00 |
| 2026-03-16 | Rush Jason Barry | A | 502 | $0.00 |
| 2026-03-16 | Rodeheaver Carissa Lynn | F | 311 | $35.99 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 195,054 | 0.03% | 2025-12-31 |
| iShares Trust-iShares Russell 2000 ETF | 139,484 | 0.02% | 2026-02-28 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 97,066 | 0.01% | 2026-03-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 83,677 | 0.01% | 2026-01-31 |
| Advisors Series Trust-Huber Small Cap Value Fund | 78,008 | 0.01% | 2026-03-31 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 65,963 | 0.01% | 2025-12-31 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 58,051 | 0.01% | 2026-01-31 |
| iShares Trust-iShares Russell 2000 Value ETF | 50,342 | 0.01% | 2026-02-28 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Qube Research & Technologies
Filed 2025-08-14
--
--
Invesco
Filed 2026-02-19
--
--
Vanguard Group
Filed 2026-01-29
$13M
+0.6%
Geode Capital Management
Filed 2026-02-09
$5M
-0.2%
Renaissance Technologies
Filed 2025-11-13
$4M
-3.7%
For informational and educational purposes only. Not financial advice. Learn more
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