ChartMill•2026-04-22
Horizon Bancorp Inc/IN (NASDAQ:HBNC) Reports Mixed Q1 2026 Results with EPS Beat and Revenue MissHBNC — Horizon Bancorp Inc
NASDAQ · Banking · Banking
$17.68-4.23%Market cap858.55M
- Latest Close
- $17.68
- 30-Day Move
- -4.2%
- Market Cap
- $859M
- Shares Outstanding
- 51,230,000
- P/B Ratio
- 1.26
- ROE
- -21.9%
NASDAQ:HBNCBanking / BankingDelayed public snapshot
Horizon Bancorp Inc
A read-only Alphactor snapshot forHorizon Bancorp Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$17.68
30-Day Move
-4.2%
Market Cap
$859M
Shares Outstanding
51,230,000
P/B Ratio
1.26
ROE
-21.9%
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$17.68
-4.2%last 90 delayed daily bars
Market cap$859M
90D High
$19.07
90D Low
$15.43
Avg Volume
378,776
What stands out
Net margin is 33.6%, useful for comparing HBNC against peers in Banking.
HBNC is down 4.2% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$10.58
Rule of 40
-354.0%
Fundamentals snapshot
Latest Close
$17.68
30-Day Move
-4.2%
Market Cap
$859M
Shares Outstanding
51,230,000
P/B Ratio
1.26
ROE
-21.9%
ROA
-2.3%
Operating Margin
36.8%
Net Margin
33.6%
Debt / Equity
0.37
Dividend Yield
3.9%
Latest Revenue
$74M
Financial statement snapshot
Revenue
$74M
Gross Profit
--
Operating Income
--
Net Income
$27M
Gross Margin
--
Net Margin
3356.4%
Current Ratio
--
Debt / Equity
0.37
Valuation snapshot
Fair Value
$10.58
Upside / Downside
-40.2%
Signal
Overvalued
Implied Growth
2.5%
DCF
$10.58
Growth Assumption
-5.5%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$74M
Valuation spread
Current Price
$17.68
Composite Fair Value
$10.58
DCF
$10.58
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Quality snapshot
Altman Z
0.14
Distress
Piotroski
3
Weak (0-3)
Cash Conversion
-0.53x
Rule of 40
-354.0%
Concerning
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $242M | -- | $93M | $88M |
| 2023-12-31 | $183M | -- | $28M | $81M |
| 2024-12-31 | $187M | -- | $35M | $1M |
| 2025-12-31 | $-31M | -- | $-150M | $74M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
Finnhub•2026-04-22
Horizon Bancorp: Q1 Earnings SnapshotFinnhub•2026-04-22
Horizon Bancorp, Inc. Reports First Quarter 2026 Results, Highlighted by Continued Peer Leading Profitability Metrics and Solid Capital GrowthFinnhub•2026-04-22
Horizon Bancorp : Bank Announces Mark Ulyas as VP, Wealth Investment Portfolio OfficerBenzinga•2026-04-22
Earnings Scheduled For April 22, 2026After signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$255,619
Sell Value
$0
Buys
6
Sells
0
Buy Value
$255,619
Sell Value
$0
Buy/Sell Ratio
6.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-23 | Etzler Todd A. | F | 1,280 | $16.28 |
| 2026-03-23 | DeRuiter Kathie A | F | 1,711 | $16.28 |
| 2026-03-23 | Kerber Lynn | F | 1,869 | $16.28 |
| 2026-03-23 | Prame Thomas M | F | 4,345 | $16.28 |
| 2026-03-23 | SECOR MARK E | F | 2,309 | $16.28 |
| 2026-03-18 | Stewart John R | F | 643 | $15.71 |
| 2026-03-18 | Etzler Todd A. | F | 292 | $15.71 |
| 2026-03-18 | DeRuiter Kathie A | F | 339 | $15.71 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1,514,570 | 0.03% | 2025-12-31 |
| iShares Trust-iShares Russell 2000 ETF | 1,173,384 | 0.02% | 2026-02-28 |
| BlackRock Funds-BlackRock Advantage Small Cap Core Fund | 766,733 | 0.01% | 2025-11-30 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 553,593 | 0.01% | 2025-12-31 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 549,846 | 0.01% | 2026-03-31 |
| John Hancock Investment Trust II-Regional Bank Fund | 511,923 | 0.01% | 2026-02-28 |
| John Hancock Financial Opportunities Fund | 505,196 | 0.01% | 2026-02-28 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 486,164 | 0.01% | 2026-01-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
D.E. Shaw
Filed 2026-02-17
--
--
Qube Research & Technologies
Filed 2026-02-17
--
--
BlackRock
Filed 2024-05-10
$76M
--
Vanguard Group
Filed 2026-01-29
$54M
+5.9%
Geode Capital Management
Filed 2026-02-09
$22M
+18.5%
Northern Trust
Filed 2026-02-17
$8M
+1.5%
For informational and educational purposes only. Not financial advice. Learn more
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