Finnhub•2026-04-21
Independent Bank Corporation Announces Quarterly Cash Dividend On Common StockIBCP — Independent Bank Corp (Michigan)
NASDAQ · Banking · Banking
$33.51-3.87%Market cap691.98M
- Latest Close
- $33.51
- 30-Day Move
- -3.9%
- Market Cap
- $692M
- Shares Outstanding
- 20,590,000
- P/E Ratio
- 10.1
- P/B Ratio
- 1.34
NASDAQ:IBCPBanking / BankingDelayed public snapshot
Independent Bank Corp (Michigan)
A read-only Alphactor snapshot forIndependent Bank Corp (Michigan). It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$33.51
30-Day Move
-3.9%
Market Cap
$692M
Shares Outstanding
20,590,000
P/E Ratio
10.1
P/B Ratio
1.34
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$33.51
-3.9%last 90 delayed daily bars
Market cap$692M
90D High
$37.39
90D Low
$31.75
Avg Volume
167,157
What stands out
Net margin is 28.8%, useful for comparing IBCP against peers in Banking.
IBCP is down 3.9% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$50.62
Rule of 40
33.3%
Dark Pool Short %
32.0%
Fundamentals snapshot
Latest Close
$33.51
30-Day Move
-3.9%
Market Cap
$692M
Shares Outstanding
20,590,000
P/E Ratio
10.1
P/B Ratio
1.34
ROE
13.6%
ROA
1.2%
Operating Margin
35.5%
Net Margin
28.8%
Debt / Equity
0.08
Dividend Yield
3.5%
Latest Revenue
$218M
Financial statement snapshot
Revenue
$218M
Gross Profit
--
Operating Income
--
Net Income
$69M
Gross Margin
--
Net Margin
2881.9%
Current Ratio
--
Debt / Equity
0.08
Valuation snapshot
Fair Value
$50.62
Upside / Downside
+51.1%
Signal
Undervalued
Implied Growth
-2.8%
DCF
$47.17
EV/Rev
$54.06
Growth Assumption
2.2%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$70M
Valuation spread
Current Price
$33.51
Composite Fair Value
$50.62
DCF
$47.17
EV/Rev
$54.06
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
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Negative growth / decline priced in
Quality snapshot
Altman Z
0.19
Distress
Piotroski
5
Moderate (4-6)
Cash Conversion
1.12x
Rule of 40
33.3%
Acceptable
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $205M | -- | $63M | $89M |
| 2023-12-31 | $200M | -- | $59M | $70M |
| 2024-12-31 | $216M | -- | $67M | $55M |
| 2025-12-31 | $218M | -- | $69M | $70M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
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News snapshot
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The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
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Insider activity snapshot
Buy Value
$173,205.04
Sell Value
$363,526.55
Buys
5
Sells
6
Buy Value
$173,205.04
Sell Value
$363,526.55
Buy/Sell Ratio
0.83x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-06 | Mohr Gavin A. | F | 1,659 | $33.78 |
| 2026-04-06 | Ervin Patrick J | F | 1,778 | $33.78 |
| 2026-04-06 | Kimball Stefanie M | F | 1,672 | $33.78 |
| 2026-04-06 | Mohr Gavin A. | M | 2,517 | $0.00 |
| 2026-04-06 | Mohr Gavin A. | F | 1,717 | $33.78 |
| 2026-04-06 | Mohr Gavin A. | M | 4,297 | $0.00 |
| 2026-04-06 | Ervin Patrick J | M | 2,503 | $0.00 |
| 2026-04-06 | Ervin Patrick J | F | 1,790 | $33.78 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 631,947 | 0.03% | 2025-12-31 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 591,895 | 0.03% | 2026-03-31 |
| iShares Trust-iShares Russell 2000 ETF | 519,671 | 0.03% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 223,155 | 0.01% | 2025-12-31 |
| JPMorgan Trust I-JPMorgan Small Cap Blend Fund | 213,373 | 0.01% | 2025-12-31 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 193,625 | 0.01% | 2026-01-31 |
| Fidelity Concord Street Trust-Fidelity Series Small Cap Core Fund | 193,065 | 0.01% | 2026-01-31 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 194,234 | 0.01% | 2026-03-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
BlackRock
Filed 2024-08-13
$80M
--
Vanguard Group
Filed 2025-08-11
$44M
+1.2%
FMR LLC (Fidelity)
Filed 2026-02-17
$31M
-2.4%
Renaissance Technologies
Filed 2025-08-13
$20M
+1.9%
Geode Capital Management
Filed 2025-08-08
$18M
+3.5%
Dark-pool activity snapshot
For informational and educational purposes only. Not financial advice. Learn more
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