MSBI — Midland States Bancorp Inc
NASDAQ · Banking · Banking
- Latest Close
- $23.11
- 30-Day Move
- +8.1%
- Market Cap
- $483M
- Shares Outstanding
- 20,990,000
- P/B Ratio
- 0.81
- ROE
- -22.0%
Midland States Bancorp Inc
A read-only Alphactor snapshot forMidland States Bancorp Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$23.11
30-Day Move
+8.1%
Market Cap
$483M
Shares Outstanding
20,990,000
P/B Ratio
0.81
ROE
-22.0%
$23.11
+8.1%last 90 delayed daily bars
90D High
$24.72
90D Low
$19.64
Avg Volume
156,305
Net margin is 28.7%, useful for comparing MSBI against peers in Banking.
MSBI is up 8.1% over the last 30 trading days shown on this page.
Composite Fair Value
$44.26
Rule of 40
22.9%
Latest Close
$23.11
30-Day Move
+8.1%
Market Cap
$483M
Shares Outstanding
20,990,000
P/B Ratio
0.81
ROE
-22.0%
ROA
-1.9%
Operating Margin
39.9%
Net Margin
28.7%
Debt / Equity
0.25
Dividend Yield
5.9%
Latest Revenue
$59M
Revenue
$59M
Gross Profit
--
Operating Income
--
Net Income
$-3M
Gross Margin
--
Net Margin
2873.4%
Current Ratio
--
Debt / Equity
0.25
Fair Value
$44.26
Upside / Downside
+91.5%
Signal
Undervalued
Implied Growth
-8.0%
DCF
$31.40
EV/Rev
$57.12
Growth Assumption
-8.6%
Discount Rate
10.5%
Terminal Growth
2.0%
Base FCF
$120M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
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Negative growth / decline priced in
Altman Z
0.11
Distress
Piotroski
3
Weak (0-3)
Cash Conversion
-1.01x
Rule of 40
22.9%
Concerning
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $380M | -- | $100M | $282M |
| 2023-12-31 | $340M | -- | $61M | $145M |
| 2024-12-31 | $356M | -- | $38M | $170M |
| 2025-12-31 | $290M | -- | $-124M | $120M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
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For informational and educational purposes only. Not financial advice. Learn more
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