NAVI — Navient Corp
NASDAQ · Financial Services · Financial Services
- Latest Close
- $8.98
- 30-Day Move
- -29.5%
- Market Cap
- $789M
- Shares Outstanding
- 95,090,000
- P/B Ratio
- 0.53
- ROE
- -3.3%
Analyst consensus: Hold · 14 analysts
Navient Corp
A read-only Alphactor snapshot forNavient Corp. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$8.98
30-Day Move
-29.5%
Market Cap
$789M
Shares Outstanding
95,090,000
P/B Ratio
0.53
ROE
-3.3%
$8.98
-29.5%last 90 delayed daily bars
90D High
$13.48
90D Low
$7.80
Avg Volume
996,916
Gross margin is running at 109.6%, which gives a quick read on operating quality before you open the full model.
Net margin is -14.6%, useful for comparing NAVI against peers in Financial Services.
NAVI is down 29.5% over the last 30 trading days shown on this page.
Rule of 40
35.8%
Dark Pool Short %
57.4%
Latest Close
$8.98
30-Day Move
-29.5%
Market Cap
$789M
Shares Outstanding
95,090,000
P/B Ratio
0.53
ROE
-3.3%
ROA
-16.0%
Gross Margin
109.6%
Operating Margin
-20.5%
Net Margin
-14.6%
Debt / Equity
19.05
Current Ratio
0.26
Dividend Yield
7.9%
Latest Revenue
$137M
Revenue
$137M
Gross Profit
--
Operating Income
--
Net Income
$-5M
Gross Margin
10961.0%
Net Margin
-1460.0%
Current Ratio
0.26
Debt / Equity
19.05
Fair Value
--
Upside / Downside
--
Signal
N/A
Implied Growth
32.2%
Growth Assumption
-10.0%
Discount Rate
10.5%
Terminal Growth
2.0%
Base FCF
$441M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
High growth priced in
Altman Z
0.15
Distress
Piotroski
3
Weak (0-3)
Cash Conversion
-5.51x
Rule of 40
35.8%
Acceptable
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $1.7B | -- | $645M | $305M |
| 2023-12-31 | $1.3B | -- | $228M | $676M |
| 2024-12-31 | $961M | -- | $131M | $459M |
| 2025-12-31 | $610M | -- | $-80M | $441M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 4,104,755 | 0.04% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2,028,039 | 0.02% | 2025-12-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1,916,175 | 0.02% | 2026-01-31 |
| iShares Trust-iShares Russell 2000 ETF | 1,773,751 | 0.02% | 2026-02-28 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1,736,371 | 0.02% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1,440,324 | 0.02% | 2025-12-31 |
| SCHWAB STRATEGIC TRUST-Schwab Fundamental U.S. Small Company ETF | 1,092,105 | 0.01% | 2025-11-30 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 927,380 | 0.01% | 2025-12-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
BlackRock
Filed 2024-05-10
$246M
--
Vanguard Group
Filed 2025-08-11
$116M
-7.0%
Charles Schwab
Filed 2026-02-13
$32M
+20.2%
Geode Capital Management
Filed 2025-08-08
$25M
-3.3%
2.5
Consensus
Hold—
—
—
14
For informational and educational purposes only. Not financial advice. Learn more
Related reading
Research and strategy guides from the alphactor blog.
Bank Stocks and Interest Rates
Why the simplistic 'higher rates help banks' narrative breaks down, and how to analyze financial stocks through net interest margin, credit quality, and the…
Accruals Quality: How to Spot Earnings That Aren't Real
Accruals measure the gap between reported earnings and actual cash. Widening accruals is one of the most reliable red flags in financial analysis — Sloan's…
Altman Z-Score: A Bankruptcy Predictor That Still Works
Edward Altman's 1968 discriminant model predicts bankruptcy within two years about 72% of the time at its distress threshold.