NMIH — NMI Holdings Inc
NASDAQ · Financial Services · Financial Services
- Latest Close
- $39.78
- 30-Day Move
- +1.2%
- Market Cap
- $2.8B
- Shares Outstanding
- 76,030,000
- P/E Ratio
- 7.33
- P/B Ratio
- 1.21
Analyst consensus: Buy · 12 analysts
NMI Holdings Inc
A read-only Alphactor snapshot forNMI Holdings Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$39.78
30-Day Move
+1.2%
Market Cap
$2.8B
Shares Outstanding
76,030,000
P/E Ratio
7.33
P/B Ratio
1.21
$39.78
+1.2%last 90 delayed daily bars
90D High
$42.28
90D Low
$35.74
Avg Volume
451,655
Net margin is 55.0%, useful for comparing NMIH against peers in Financial Services.
NMIH is up 1.2% over the last 30 trading days shown on this page.
Composite Fair Value
$74.55
Rule of 40
66.9%
Dark Pool Short %
30.9%
Latest Close
$39.78
30-Day Move
+1.2%
Market Cap
$2.8B
Shares Outstanding
76,030,000
P/E Ratio
7.33
P/B Ratio
1.21
ROE
15.0%
ROA
10.1%
Operating Margin
74.8%
Net Margin
55.0%
Debt / Equity
0.16
Latest Revenue
$181M
Revenue
$181M
Gross Profit
--
Operating Income
--
Net Income
$94M
Gross Margin
--
Net Margin
5505.0%
Current Ratio
--
Debt / Equity
0.16
Fair Value
$74.55
Upside / Downside
+87.4%
Signal
Undervalued
Implied Growth
-6.7%
DCF
$107.55
EV/Rev
$41.55
Growth Assumption
10.4%
Discount Rate
9.0%
Terminal Growth
2.0%
Base FCF
$413M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Altman Z
2.26
Grey
Piotroski
5
Moderate (4-6)
Cash Conversion
1.08x
Rule of 40
66.9%
Elite
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $524M | -- | $293M | $303M |
| 2023-12-31 | $579M | -- | $322M | $333M |
| 2024-12-31 | $651M | -- | $360M | $387M |
| 2025-12-31 | $706M | -- | $389M | $413M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 4,657,254 | 0.06% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2,414,960 | 0.03% | 2025-12-31 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 2,318,528 | 0.03% | 2026-03-31 |
| iShares Trust-iShares Russell 2000 ETF | 1,918,154 | 0.03% | 2026-02-28 |
| Delaware Group Equity Funds V-Nomura Small Cap Core Fund | 1,564,097 | 0.02% | 2025-11-30 |
| SmallCap World Fund Inc | 1,150,000 | 0.02% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 828,157 | 0.01% | 2025-12-31 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 755,919 | 0.01% | 2026-01-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
BlackRock
Filed 2024-08-13
$455M
--
Vanguard Group
Filed 2025-08-11
$304M
+0.4%
Geode Capital Management
Filed 2025-08-08
$83M
+0.3%
Charles Schwab
Filed 2025-08-12
$41M
-4.4%
Goldman Sachs
Filed 2026-02-10
$39M
-4.4%
4
Consensus
Buy—
—
—
12
For informational and educational purposes only. Not financial advice. Learn more
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