PFSI — PennyMac Financial Services Inc
NYSE · Financial Services · Financial Services
- Latest Close
- $89.85
- 30-Day Move
- -31.1%
- Market Cap
- $4.5B
- Shares Outstanding
- 52,170,000
- P/E Ratio
- 9
- P/B Ratio
- 1.59
PennyMac Financial Services Inc
A read-only Alphactor snapshot forPennyMac Financial Services Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-23
Topline snapshot
Latest Close
$89.85
30-Day Move
-31.1%
Market Cap
$4.5B
Shares Outstanding
52,170,000
P/E Ratio
9
P/B Ratio
1.59
$89.85
-31.1%last 90 delayed daily bars
90D High
$160.36
90D Low
$82.65
Avg Volume
743,908
Gross margin is running at 68.1%, which gives a quick read on operating quality before you open the full model.
Net margin is 16.7%, useful for comparing PFSI against peers in Financial Services.
PFSI is down 31.1% over the last 30 trading days shown on this page.
Latest operating income is $551M, which helps anchor the headline ratios with an actual earnings figure.
Rule of 40
16.8%
Latest Close
$89.85
30-Day Move
-31.1%
Market Cap
$4.5B
Shares Outstanding
52,170,000
P/E Ratio
9
P/B Ratio
1.59
ROE
11.6%
ROA
1.7%
Gross Margin
68.1%
Operating Margin
18.3%
Net Margin
16.7%
Debt / Equity
3.63
Current Ratio
0.04
Dividend Yield
1.4%
Latest Revenue
$4.4B
Revenue
$4.4B
Gross Profit
$2.6B
Operating Income
$551M
Net Income
$501M
Gross Margin
6806.0%
Net Margin
1666.0%
Current Ratio
0.04
Debt / Equity
3.63
Altman Z
0.83
Distress
Piotroski
7
Strong (7-9)
Cash Conversion
-3.30x
Rule of 40
16.8%
Concerning
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $2.3B | $689M | $476M | $6.0B |
| 2023-12-31 | $2.6B | $346M | $145M | $-1.6B |
| 2024-12-31 | $2.8B | $403M | $311M | $-4.6B |
| 2025-12-31 | $4.4B | $551M | $501M | $-1.7B |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
Qube Research & Technologies
Filed 2025-05-15
--
--
Vanguard Group
Filed 2026-01-29
$373M
+0.5%
FMR LLC (Fidelity)
Filed 2026-02-17
$294M
-10.0%
BlackRock
Filed 2024-08-13
$208M
--
Invesco
Filed 2026-02-19
$207M
+7.3%
Geode Capital Management
Filed 2026-02-09
$91M
-0.5%
For informational and educational purposes only. Not financial advice. Learn more
Related reading
Research and strategy guides from the alphactor blog.
Bank Stocks and Interest Rates
Why the simplistic 'higher rates help banks' narrative breaks down, and how to analyze financial stocks through net interest margin, credit quality, and the…
Accruals Quality: How to Spot Earnings That Aren't Real
Accruals measure the gap between reported earnings and actual cash. Widening accruals is one of the most reliable red flags in financial analysis — Sloan's…
Altman Z-Score: A Bankruptcy Predictor That Still Works
Edward Altman's 1968 discriminant model predicts bankruptcy within two years about 72% of the time at its distress threshold.