SeekingAlpha•2026-04-19
Sezzle: Positive Growth Momentum And An Improved ValuationSEZL — Sezzle Inc
NASDAQ · Financial Services · Financial Services
$82.27+15.05%Market cap2.33B
- Latest Close
- $82.27
- 30-Day Move
- +15.0%
- Market Cap
- $2.3B
- Shares Outstanding
- 33,800,000
- P/E Ratio
- 18.94
- P/B Ratio
- 12.77
Analyst consensus: Buy · 11 analysts
NASDAQ:SEZLFinancial Services / Financial ServicesDelayed public snapshot
Sezzle Inc
A read-only Alphactor snapshot forSezzle Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$82.27
30-Day Move
+15.0%
Market Cap
$2.3B
Shares Outstanding
33,800,000
P/E Ratio
18.94
P/B Ratio
12.77
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$82.27
+15.0%last 90 delayed daily bars
Market cap$2.3B
90D High
$88.99
90D Low
$55.00
Avg Volume
828,704
What stands out
Gross margin is running at 85.3%, which gives a quick read on operating quality before you open the full model.
Net margin is 29.6%, useful for comparing SEZL against peers in Financial Services.
SEZL is up 15.0% over the last 30 trading days shown on this page.
Latest operating income is $52M, which helps anchor the headline ratios with an actual earnings figure.
Research snapshot
Composite Fair Value
$199.93
Rule of 40
112.1%
Dark Pool Short %
72.5%
Fundamentals snapshot
Latest Close
$82.27
30-Day Move
+15.0%
Market Cap
$2.3B
Shares Outstanding
33,800,000
P/E Ratio
18.94
P/B Ratio
12.77
ROE
78.4%
ROA
33.3%
Gross Margin
85.3%
Operating Margin
39.3%
Net Margin
29.6%
Debt / Equity
0.82
Current Ratio
3.92
Latest Revenue
$130M
Financial statement snapshot
Revenue
$130M
Gross Profit
$93M
Operating Income
$52M
Net Income
$43M
Gross Margin
8535.0%
Net Margin
2957.0%
Current Ratio
3.92
Debt / Equity
0.82
Valuation snapshot
Fair Value
$199.93
Upside / Downside
+143.0%
Signal
Undervalued
Implied Growth
-1.1%
DCF
$526.88
EPV
$8.57
EV/Rev
$64.34
Growth Assumption
50.0%
Discount Rate
9.0%
Terminal Growth
2.0%
Base FCF
$207M
Valuation spread
Current Price
$82.27
Composite Fair Value
$199.93
DCF
$526.88
EPV
$8.57
EV/Rev
$64.34
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Quality snapshot
Altman Z
9.31
Safe
Piotroski
7
Strong (7-9)
Cash Conversion
1.58x
Rule of 40
112.1%
Elite
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $126M | $-48M | $-38M | $8M |
| 2023-12-31 | $159M | $22M | $7M | $-27M |
| 2024-12-31 | $271M | $68M | $79M | $129M |
| 2025-12-31 | $450M | $163M | $133M | $207M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
Benzinga•2026-04-17
Shares of buy-now-pay-later companies are trading higher after Iran signaled that the Strait of Hormuz will remain open for the duration of the ceasefire, easing concerns around oil prices and inflation as Treasury yields pull back.After signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$69,977.5
Sell Value
$14M
Buys
1
Sells
59
Buy Value
$69,977.5
Sell Value
$14M
Buy/Sell Ratio
0.02x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-02 | Brading Lee Dickson | F | 701 | $63.76 |
| 2026-04-02 | Krause Justin | F | 754 | $63.76 |
| 2026-04-01 | Youakim Charles | F | 6,975 | $63.70 |
| 2026-04-01 | Brading Lee Dickson | F | 426 | $63.70 |
| 2026-04-01 | Hollis Kerissa | F | 185 | $63.70 |
| 2026-04-01 | Sabzivand Amin | F | 6,976 | $63.70 |
| 2026-04-01 | Paradis Paul | F | 7,110 | $63.70 |
| 2026-04-01 | Krause Justin | F | 515 | $63.70 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 1,035,207 | 0.03% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 533,942 | 0.02% | 2025-12-31 |
| iShares Trust-iShares Russell 2000 ETF | 399,760 | 0.01% | 2026-02-28 |
| T. ROWE PRICE QUANTITATIVE Mgmt Fd.S, INC.-T. Rowe Price Integrated U. | 285,758 | 0.01% | 2025-12-31 |
| T. Rowe Price Small-Cap Value Fund, Inc. | 214,664 | 0.01% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 184,318 | 0.01% | 2025-12-31 |
| Principal Exchange-Traded Funds-Principal U.S. Small-Cap ETF | 158,710 | 0.00% | 2026-02-28 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 157,578 | 0.00% | 2026-01-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Two Sigma Advisers
Filed 2025-11-14
--
--
Vanguard Group
Filed 2025-08-11
$174M
-4.3%
Geode Capital Management
Filed 2025-08-08
$79M
+1.6%
Marshall Wace
Filed 2025-11-13
$39M
--
Renaissance Technologies
Filed 2025-08-13
$36M
--
Citadel Advisors
Filed 2025-08-14
$27M
--
Man Group
Filed 2025-11-14
$25M
--
Dark-pool activity snapshot
Analyst consensus?
Rating(?)
4.09
Consensus
BuyTarget Mean(?)
—
Target High(?)
—
Target Low(?)
—
Analysts
11
For informational and educational purposes only. Not financial advice. Learn more
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