Yahoo•2026-04-22
Synchrony Financial (SYF) Q1 2026 Earnings Call Highlights: Record Purchase Volume and ...SYF — Synchrony Financial
NYSE · Financial Services · Financial Services
$77.63-8.18%Market cap23.51B
- Latest Close
- $77.63
- 30-Day Move
- -8.2%
- Market Cap
- $23.5B
- Shares Outstanding
- 347,600,000
- P/E Ratio
- 6.69
- P/B Ratio
- 1.79
Analyst consensus: Buy · 27 analysts
NYSE:SYFFinancial Services / Financial ServicesDelayed public snapshot
Synchrony Financial
A read-only Alphactor snapshot forSynchrony Financial. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$77.63
30-Day Move
-8.2%
Market Cap
$23.5B
Shares Outstanding
347,600,000
P/E Ratio
6.69
P/B Ratio
1.79
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$77.63
-8.2%last 90 delayed daily bars
Market cap$23.5B
90D High
$88.77
90D Low
$63.08
Avg Volume
4,236,029
What stands out
Net margin is 14.1%, useful for comparing SYF against peers in Financial Services.
SYF is down 8.2% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$407.56
Rule of 40
58.7%
Dark Pool Short %
70.3%
Fundamentals snapshot
Latest Close
$77.63
30-Day Move
-8.2%
Market Cap
$23.5B
Shares Outstanding
347,600,000
P/E Ratio
6.69
P/B Ratio
1.79
ROE
21.2%
ROA
3.0%
Operating Margin
18.4%
Net Margin
14.1%
Debt / Equity
0.91
Dividend Yield
1.8%
Latest Revenue
$3.8B
Financial statement snapshot
Revenue
$3.8B
Gross Profit
--
Operating Income
--
Net Income
$751M
Gross Margin
--
Net Margin
1406.4%
Current Ratio
--
Debt / Equity
0.91
Valuation snapshot
Fair Value
$407.56
Upside / Downside
+425.0%
Signal
Undervalued
Implied Growth
-20.0%
DCF
$600.23
EV/Rev
$214.89
Growth Assumption
8.7%
Discount Rate
8.4%
Terminal Growth
2.0%
Base FCF
$9.9B
Valuation spread
Current Price
$77.63
Composite Fair Value
$407.56
DCF
$600.23
EV/Rev
$214.89
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Quality snapshot
Altman Z
0.55
Distress
Piotroski
6
Moderate (4-6)
Cash Conversion
2.77x
Rule of 40
58.7%
Strong
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $11.7B | -- | $3.0B | $6.7B |
| 2023-12-31 | $13.6B | -- | $2.2B | $8.6B |
| 2024-12-31 | $16.1B | -- | $3.5B | $9.8B |
| 2025-12-31 | $15.0B | -- | $3.6B | $9.9B |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
SeekingAlpha•2026-04-21
Synchrony Financial: The Consumer Is Holding On - So Should InvestorsYahoo•2026-04-21
Synchrony Q1 Earnings Match Estimates on Purchase Volume GrowthYahoo•2026-04-21
Synchrony Financial Q1 Earnings Call HighlightsYahoo•2026-04-21
Synchrony Financial Q1 2026 Earnings Call SummaryAfter signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$0
Sell Value
$38M
Buys
0
Sells
18
Buy Value
$0
Sell Value
$38M
Buy/Sell Ratio
0.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-31 | Chytil Kamila K | A | 883 | $68.02 |
| 2026-03-31 | Richie Laurel | A | 883 | $68.02 |
| 2026-03-31 | COLAO DANIEL O | A | 883 | $68.02 |
| 2026-03-31 | Parker P.W. | A | 883 | $68.02 |
| 2026-03-31 | Zane Ellen M | A | 883 | $68.02 |
| 2026-03-31 | Alves Paget Leonard | A | 883 | $68.02 |
| 2026-03-31 | AGUIRRE FERNANDO | A | 883 | $68.02 |
| 2026-03-31 | COVIELLO ARTHUR W JR | A | 883 | $68.02 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| AMERICAN BALANCED FUND | 20,510,352 | 0.06% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 11,301,463 | 0.03% | 2025-12-31 |
| Income Fund of America | 9,656,720 | 0.03% | 2026-01-31 |
| VANGUARD INDEX FUNDS-Vanguard 500 Index Fund | 9,083,323 | 0.03% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Mid-Cap Index Fund | 7,839,399 | 0.02% | 2025-12-31 |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS | 5,348,696 | 0.02% | 2025-12-31 |
| Fidelity Concord Street Trust-Fidelity 500 Index Fund | 4,583,649 | 0.01% | 2026-02-28 |
| iShares Trust-iShares Core S&P 500 ETF | 4,591,325 | 0.01% | 2026-02-28 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Vanguard Group
Filed 2026-01-29
$3.8B
-2.5%
BlackRock
Filed 2024-08-13
$1.7B
--
Geode Capital Management
Filed 2026-02-09
$831M
-2.1%
Goldman Sachs
Filed 2026-02-10
$828M
+47.4%
Invesco
Filed 2026-02-19
$458M
+10.4%
Northern Trust
Filed 2026-02-17
$425M
-2.4%
Dark-pool activity snapshot
Analyst consensus?
Rating(?)
4
Consensus
BuyTarget Mean(?)
—
Target High(?)
—
Target Low(?)
—
Analysts
27
For informational and educational purposes only. Not financial advice. Learn more
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