TOWN — TowneBank
NASDAQ · Banking · Banking
- Latest Close
- $35.45
- 30-Day Move
- +0.2%
- Market Cap
- $3.1B
- Shares Outstanding
- 92,190,000
- P/E Ratio
- 18.06
- P/B Ratio
- 1.12
TowneBank
A read-only Alphactor snapshot for TowneBank. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of 2026-04-22
Topline snapshot
Latest Close
$35.45
30-Day Move
+0.2%
Market Cap
$3.1B
Shares Outstanding
92,190,000
P/E Ratio
18.06
P/B Ratio
1.12
$35.45
+0.2%last 90 delayed daily bars
90D High
$37.86
90D Low
$32.08
Avg Volume
488,870
Net margin is 24.2%, useful for comparing TOWN against peers in Banking.
TOWN is up 0.2% over the last 30 trading days shown on this page.
Composite Fair Value
$54.03
Rule of 40
45.9%
Latest Close
$35.45
30-Day Move
+0.2%
Market Cap
$3.1B
Shares Outstanding
92,190,000
P/E Ratio
18.06
P/B Ratio
1.12
ROE
7.0%
ROA
86.0%
Operating Margin
29.9%
Net Margin
24.2%
Debt / Equity
0.13
Dividend Yield
3.2%
Latest Revenue
$834M
Revenue
$834M
Gross Profit
--
Operating Income
--
Net Income
$170M
Gross Margin
--
Net Margin
2424.6%
Current Ratio
--
Debt / Equity
0.13
Fair Value
$54.03
Upside / Downside
+52.4%
Signal
Undervalued
Implied Growth
-3.5%
DCF
$51.85
EV/Rev
$56.22
Growth Assumption
6.7%
Discount Rate
9.0%
Terminal Growth
2.0%
Base FCF
$212M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Altman Z
0.23
Distress
Piotroski
4
Moderate (4-6)
Cash Conversion
1.54x
Rule of 40
45.9%
Strong
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $686M | -- | $189M | $363M |
| 2023-12-31 | $694M | -- | $153M | $117M |
| 2024-12-31 | $692M | -- | $161M | $81M |
| 2025-12-31 | $834M | -- | $170M | $212M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
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For informational and educational purposes only. Not financial advice. Learn more
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