TRUP — Trupanion Inc
NASDAQ · Insurance · Insurance
- Latest Close
- $27.91
- 30-Day Move
- -23.2%
- Market Cap
- $1.1B
- Shares Outstanding
- 43,430,000
- P/E Ratio
- 56.99
- P/B Ratio
- 4.2
Analyst consensus: Buy · 12 analysts
Trupanion Inc
A read-only Alphactor snapshot forTrupanion Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$27.91
30-Day Move
-23.2%
Market Cap
$1.1B
Shares Outstanding
43,430,000
P/E Ratio
56.99
P/B Ratio
4.2
$27.91
-23.2%last 90 delayed daily bars
90D High
$38.86
90D Low
$24.15
Avg Volume
423,644
Gross margin is running at 16.1%, which gives a quick read on operating quality before you open the full model.
Net margin is 1.4%, useful for comparing TRUP against peers in Insurance.
TRUP is down 23.2% over the last 30 trading days shown on this page.
Latest operating income is $31M, which helps anchor the headline ratios with an actual earnings figure.
Composite Fair Value
$74.68
Rule of 40
17.2%
Latest Close
$27.91
30-Day Move
-23.2%
Market Cap
$1.1B
Shares Outstanding
43,430,000
P/E Ratio
56.99
P/B Ratio
4.2
ROE
5.1%
ROA
2.1%
Gross Margin
16.1%
Operating Margin
98.0%
Net Margin
1.4%
Debt / Equity
0.29
Current Ratio
1.69
Latest Revenue
$377M
Revenue
$377M
Gross Profit
$65M
Operating Income
$31M
Net Income
$6M
Gross Margin
1605.0%
Net Margin
135.0%
Current Ratio
1.69
Debt / Equity
0.29
Fair Value
$74.68
Upside / Downside
+167.6%
Signal
Undervalued
Implied Growth
2.9%
DCF
$42.99
EPV
$14.74
EV/Rev
$166.31
Growth Assumption
16.7%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$75M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Altman Z
3.24
Safe
Piotroski
6
Moderate (4-6)
Cash Conversion
4.60x
Rule of 40
17.2%
Concerning
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $905M | $47M | $-45M | $-25M |
| 2023-12-31 | $1.1B | $37M | $-45M | $358,000 |
| 2024-12-31 | $1.3B | $67M | $-10M | $39M |
| 2025-12-31 | $1.4B | $101M | $19M | $75M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
Vanguard Group
Filed 2025-08-11
$200M
+1.3%
BlackRock
Filed 2024-08-13
$160M
--
Marshall Wace
Filed 2025-11-13
$52M
--
FMR LLC (Fidelity)
Filed 2026-02-17
$52M
+5.3%
Geode Capital Management
Filed 2025-08-08
$48M
+7.0%
4
Consensus
Buy—
—
—
12
For informational and educational purposes only. Not financial advice. Learn more
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