Finnhub•2026-04-20
TWFG, Inc. To Announce First Quarter 2026 Financial Results on Thursday, May 7, 2026TWFG — TWFG Inc
NASDAQ · Insurance · Insurance
$20.00-27.98%Market cap1.00B
- Latest Close
- $20
- 30-Day Move
- -28.0%
- Market Cap
- $1.0B
- Shares Outstanding
- 15,030,000
- P/E Ratio
- 128.94
- P/B Ratio
- 19.39
Analyst consensus: Buy · 14 analysts
NASDAQ:TWFGInsurance / InsuranceDelayed public snapshot
TWFG Inc
A read-only Alphactor snapshot forTWFG Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$20
30-Day Move
-28.0%
Market Cap
$1.0B
Shares Outstanding
15,030,000
P/E Ratio
128.94
P/B Ratio
19.39
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$20.00
-28.0%last 90 delayed daily bars
Market cap$1.0B
90D High
$29.99
90D Low
$16.56
Avg Volume
201,364
What stands out
Gross margin is running at 46.3%, which gives a quick read on operating quality before you open the full model.
Net margin is 3.2%, useful for comparing TWFG against peers in Insurance.
TWFG is down 28.0% over the last 30 trading days shown on this page.
Latest operating income is $8M, which helps anchor the headline ratios with an actual earnings figure.
Research snapshot
Composite Fair Value
$69.42
Rule of 40
17.0%
Dark Pool Short %
30.3%
Fundamentals snapshot
Latest Close
$20
30-Day Move
-28.0%
Market Cap
$1.0B
Shares Outstanding
15,030,000
P/E Ratio
128.94
P/B Ratio
19.39
ROE
9.6%
ROA
2.1%
Gross Margin
46.3%
Operating Margin
14.9%
Net Margin
3.2%
Debt / Equity
0.05
Current Ratio
5.12
Latest Revenue
$63M
Financial statement snapshot
Revenue
$63M
Gross Profit
$20M
Operating Income
$8M
Net Income
$3M
Gross Margin
4627.0%
Net Margin
320.0%
Current Ratio
5.12
Debt / Equity
0.05
Valuation snapshot
Fair Value
$69.42
Upside / Downside
+247.1%
Signal
Undervalued
Implied Growth
4.4%
DCF
$96.11
EPV
$24.49
EV/Rev
$87.66
Growth Assumption
16.5%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$54M
Valuation spread
Current Price
$20.00
Composite Fair Value
$69.42
DCF
$96.11
EPV
$24.49
EV/Rev
$87.66
After signup
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Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
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Low growth priced in
Quality snapshot
Altman Z
12.31
Safe
Piotroski
7
Strong (7-9)
Cash Conversion
6.72x
Rule of 40
17.0%
Concerning
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $148M | $19M | $0 | $13M |
| 2023-12-31 | $167M | $21M | $0 | $15M |
| 2024-12-31 | $194M | $19M | $3M | $15M |
| 2025-12-31 | $234M | $24M | $8M | $-9M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
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News snapshot
After signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-31 | Bunch Richard F. III | A | 4,000 | $0.00 |
| 2026-03-31 | Bunch Richard F. III | F | 2,133 | $18.39 |
| 2026-03-31 | Bunch Richard F. III | A | 27,500 | $0.00 |
| 2026-03-31 | Bunch Michelle Caroline | F | 2,133 | $18.39 |
| 2026-03-31 | Bunch Michelle Caroline | A | 27,500 | $0.00 |
| 2026-03-31 | Bunch Michelle Caroline | A | 4,000 | $0.00 |
| 2026-03-31 | Bunch Charles Alexander | F | 326 | $18.39 |
| 2026-03-31 | Bunch Charles Alexander | A | 5,000 | $0.00 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| SmallCap World Fund Inc | 951,064 | 0.07% | 2025-12-31 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 888,845 | 0.06% | 2025-12-31 |
| BARON INVESTMENT Fd.S TRT -BARON DISCOVERY Fd. | 785,000 | 0.06% | 2025-12-31 |
| T. Rowe Price Small-Cap Value Fund, Inc. | 511,696 | 0.04% | 2025-12-31 |
| College Retirement Equities Fd.-College Retirement Equities Fd. - Tota | 495,092 | 0.03% | 2025-12-31 |
| Central Securities Corporation | 475,000 | 0.03% | 2025-12-31 |
| T. Rowe Price Eqy. Fd.s, Inc.-T. Rowe Price Inst. Small-Cap Stock Fd. | 458,805 | 0.03% | 2025-12-31 |
| -Price (T.Rowe) U.S. Small-Cap Core Equity Trust | 435,356 | 0.03% | 2025-12-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Charles Schwab
Filed 2025-11-10
--
--
Two Sigma Advisers
Filed 2026-02-17
--
--
FMR LLC (Fidelity)
Filed 2026-02-17
$31M
-2.3%
Vanguard Group
Filed 2025-08-11
$22M
-0.2%
Geode Capital Management
Filed 2026-02-09
$7M
+7.5%
Renaissance Technologies
Filed 2025-05-14
$3M
--
Dark-pool activity snapshot
Analyst consensus?
Rating(?)
3.93
Consensus
BuyTarget Mean(?)
—
Target High(?)
—
Target Low(?)
—
Analysts
14
For informational and educational purposes only. Not financial advice. Learn more
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