Publisher(favicon_url='https://s3.massive.com/public/assets/news/favicons/globenewswire.ico', homepage_url='https://www.globenewswire.com', logo_url='https://s3.massive.com/public/assets/news/logos/globenewswire.svg', name='GlobeNewswire Inc.')•2026-01-13
Unity Bancorp Reports Quarterly Earnings of $15.5 Million and Full Year Earnings of $58.0 MillionUNTY — Unity Bancorp Inc
NASDAQ · Banking · Banking
$52.66-4.00%Market cap508.13M
- Latest Close
- $52.67
- 30-Day Move
- -4.0%
- Market Cap
- $508M
- Shares Outstanding
- 10,020,000
- P/E Ratio
- 8.77
- P/B Ratio
- 1.5
NASDAQ:UNTYBanking / BankingDelayed public snapshot
Unity Bancorp Inc
A read-only Alphactor snapshot forUnity Bancorp Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-21
Topline snapshot
Latest Close
$52.67
30-Day Move
-4.0%
Market Cap
$508M
Shares Outstanding
10,020,000
P/E Ratio
8.77
P/B Ratio
1.5
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$52.66
-4.0%last 90 delayed daily bars
Market cap$508M
90D High
$57.30
90D Low
$48.52
Avg Volume
50,442
What stands out
Net margin is 38.7%, useful for comparing UNTY against peers in Banking.
UNTY is down 4.0% over the last 30 trading days shown on this page.
Research snapshot
Composite Fair Value
$71.73
Rule of 40
61.3%
Dark Pool Short %
55.3%
Fundamentals snapshot
Latest Close
$52.67
30-Day Move
-4.0%
Market Cap
$508M
Shares Outstanding
10,020,000
P/E Ratio
8.77
P/B Ratio
1.5
ROE
16.8%
ROA
1.9%
Operating Margin
51.9%
Net Margin
38.7%
Debt / Equity
0.03
Dividend Yield
1.3%
Latest Revenue
$35M
Financial statement snapshot
Revenue
$35M
Gross Profit
--
Operating Income
--
Net Income
$15M
Gross Margin
--
Net Margin
3865.8%
Current Ratio
--
Debt / Equity
0.03
Valuation snapshot
Fair Value
$71.73
Upside / Downside
+36.2%
Signal
Undervalued
Implied Growth
1.1%
DCF
$81.68
EV/Rev
$61.79
Growth Assumption
11.1%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$44M
Valuation spread
Current Price
$52.66
Composite Fair Value
$71.73
DCF
$81.68
EV/Rev
$61.79
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Quality snapshot
Altman Z
0.28
Distress
Piotroski
5
Moderate (4-6)
Cash Conversion
0.77x
Rule of 40
61.3%
Elite
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $98M | -- | $38M | $41M |
| 2023-12-31 | $101M | -- | $40M | $46M |
| 2024-12-31 | $104M | -- | $41M | $47M |
| 2025-12-31 | $134M | -- | $58M | $44M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
Publisher(favicon_url='https://s3.massive.com/public/assets/news/favicons/benzinga.ico', homepage_url='https://www.benzinga.com/', logo_url='https://s3.massive.com/public/assets/news/logos/benzinga.svg', name='Benzinga')•2025-11-20
Unity Bancorp Announces Fourth Quarter DividendPublisher(favicon_url='https://s3.massive.com/public/assets/news/favicons/globenewswire.ico', homepage_url='https://www.globenewswire.com', logo_url='https://s3.massive.com/public/assets/news/logos/globenewswire.svg', name='GlobeNewswire Inc.')•2025-10-14
Unity Bancorp Reports Quarterly Earnings of $14.4 MillionPublisher(favicon_url='https://s3.massive.com/public/assets/news/favicons/benzinga.ico', homepage_url='https://www.benzinga.com/', logo_url='https://s3.massive.com/public/assets/news/logos/benzinga.svg', name='Benzinga')•2025-08-21
Unity Bancorp Announces 7% Increase in Third Quarter DividendPublisher(favicon_url='https://s3.massive.com/public/assets/news/favicons/globenewswire.ico', homepage_url='https://www.globenewswire.com', logo_url='https://s3.massive.com/public/assets/news/logos/globenewswire.svg', name='GlobeNewswire Inc.')•2025-08-21
Unity Bancorp Announces 7% Increase in Third Quarter DividendAfter signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$0
Sell Value
$1M
Buys
0
Sells
11
Buy Value
$0
Sell Value
$1M
Buy/Sell Ratio
0.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-17 | Gross Mary E. | Sell | 2,075 | $56.01 |
| 2026-03-16 | Boyan George | F | 1,085 | $50.01 |
| 2026-03-16 | HUGHES JAMES A | F | 1,819 | $50.01 |
| 2026-03-15 | Boyan George | F | 995 | $50.01 |
| 2026-03-15 | HUGHES JAMES A | F | 1,819 | $50.01 |
| 2026-03-13 | DALLAS ROBERT H II | Sell | 7,725 | $49.60 |
| 2026-03-12 | DALLAS ROBERT H II | M | 4,000 | $0.00 |
| 2026-03-12 | DALLAS ROBERT H II | M | 6,600 | $0.00 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 219,502 | 0.02% | 2025-12-31 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 189,421 | 0.02% | 2026-03-31 |
| iShares Trust-iShares Russell 2000 ETF | 187,535 | 0.02% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 74,481 | 0.01% | 2025-12-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio | 74,071 | 0.01% | 2026-01-31 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 70,028 | 0.01% | 2026-01-31 |
| RBB Fund, Inc.-Adara Smaller Companies Fund | 62,170 | 0.01% | 2026-03-31 |
| ROYCE CAPITAL FUND-Royce Capital Fund - Small-Cap Portfolio | 60,590 | 0.01% | 2025-12-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Vanguard Group
Filed 2026-01-29
$22M
+3.5%
BlackRock
Filed 2024-08-13
$13M
--
Geode Capital Management
Filed 2026-02-09
$9M
+0.8%
Northern Trust
Filed 2025-11-14
$4M
-0.0%
Dark-pool activity snapshot
For informational and educational purposes only. Not financial advice. Learn more
Related reading
Research and strategy guides from the alphactor blog.
Accruals Quality: How to Spot Earnings That Aren't Real
Accruals measure the gap between reported earnings and actual cash. Widening accruals is one of the most reliable red flags in financial analysis — Sloan's…
Altman Z-Score: A Bankruptcy Predictor That Still Works
Edward Altman's 1968 discriminant model predicts bankruptcy within two years about 72% of the time at its distress threshold.
Balance Sheet Deep Dive
Balance sheet changes lead income statements by 2-6 quarters. Net debt, receivables days, and goodwill are the lines that move stocks first.