UVE — Universal Insurance Holdings Inc
NYSE · Insurance · Insurance
- Latest Close
- $39.48
- 30-Day Move
- +19.6%
- Market Cap
- $948M
- Shares Outstanding
- 28,010,000
- P/E Ratio
- 5.4
- P/B Ratio
- 1.72
Analyst consensus: Buy · 5 analysts
Universal Insurance Holdings Inc
A read-only Alphactor snapshot forUniversal Insurance Holdings Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-24
Topline snapshot
Latest Close
$39.48
30-Day Move
+19.6%
Market Cap
$948M
Shares Outstanding
28,010,000
P/E Ratio
5.4
P/B Ratio
1.72
$39.48
+19.6%last 90 delayed daily bars
90D High
$39.53
90D Low
$28.32
Avg Volume
194,029
Net margin is 11.4%, useful for comparing UVE against peers in Insurance.
UVE is up 19.6% over the last 30 trading days shown on this page.
Composite Fair Value
$277.65
Rule of 40
29.0%
Latest Close
$39.48
30-Day Move
+19.6%
Market Cap
$948M
Shares Outstanding
28,010,000
P/E Ratio
5.4
P/B Ratio
1.72
ROE
33.2%
ROA
6.4%
Operating Margin
15.2%
Net Margin
11.4%
Debt / Equity
0.18
Current Ratio
4.05
Dividend Yield
1.9%
Latest Revenue
$408M
Revenue
$408M
Gross Profit
--
Operating Income
--
Net Income
$67M
Gross Margin
--
Net Margin
1141.0%
Current Ratio
4.05
Debt / Equity
0.18
Fair Value
$277.65
Upside / Downside
+603.3%
Signal
Undervalued
Implied Growth
-20.0%
DCF
$257.98
EV/Rev
$297.32
Growth Assumption
9.5%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$377M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Altman Z
1.19
Distress
Piotroski
7
Strong (7-9)
Cash Conversion
2.09x
Rule of 40
29.0%
Acceptable
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $1.2B | -- | $-22M | $320M |
| 2023-12-31 | $1.4B | -- | $67M | $67M |
| 2024-12-31 | $1.5B | -- | $59M | $130M |
| 2025-12-31 | $1.6B | -- | $183M | $377M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 808,842 | 0.03% | 2025-12-31 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 793,830 | 0.03% | 2026-03-31 |
| iShares Trust-iShares Russell 2000 ETF | 636,336 | 0.02% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 270,389 | 0.01% | 2025-12-31 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 247,203 | 0.01% | 2026-01-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio | 220,152 | 0.01% | 2026-01-31 |
| Meridian Fund Inc-MERIDIAN CONTRARIAN FUND | 215,000 | 0.01% | 2025-12-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio | 203,276 | 0.01% | 2026-01-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
BlackRock
Filed 2024-05-10
$40M
--
Renaissance Technologies
Filed 2025-08-13
$11M
+1.0%
Marshall Wace
Filed 2026-02-13
$4M
--
Citadel Advisors
Filed 2025-05-15
$3M
--
Man Group
Filed 2025-11-14
$2M
--
4
Consensus
Buy—
—
—
5
For informational and educational purposes only. Not financial advice. Learn more
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