VEL — Velocity Financial Inc
NYSE · Financial Services · Financial Services
- Latest Close
- $19.47
- 30-Day Move
- -0.9%
- Market Cap
- $687M
- Shares Outstanding
- 39,240,000
- P/E Ratio
- 8.12
- P/B Ratio
- 1.25
Analyst consensus: Buy · 7 analysts
Velocity Financial Inc
A read-only Alphactor snapshot forVelocity Financial Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-25
Topline snapshot
Latest Close
$19.47
30-Day Move
-0.9%
Market Cap
$687M
Shares Outstanding
39,240,000
P/E Ratio
8.12
P/B Ratio
1.25
$19.47
-0.9%last 90 delayed daily bars
90D High
$21.39
90D Low
$17.00
Avg Volume
118,489
Gross margin is running at 86.2%, which gives a quick read on operating quality before you open the full model.
Net margin is 21.0%, useful for comparing VEL against peers in Financial Services.
VEL is down 0.9% over the last 30 trading days shown on this page.
Rule of 40
52.5%
Dark Pool Short %
24.6%
Search Interest
70
Latest Close
$19.47
30-Day Move
-0.9%
Market Cap
$687M
Shares Outstanding
39,240,000
P/E Ratio
8.12
P/B Ratio
1.25
ROE
13.2%
ROA
1.2%
Gross Margin
86.2%
Operating Margin
89.2%
Net Margin
21.0%
Debt / Equity
9.4
Current Ratio
0.17
Latest Revenue
$94M
Revenue
$94M
Gross Profit
--
Operating Income
--
Net Income
$35M
Gross Margin
8620.0%
Net Margin
2097.0%
Current Ratio
0.17
Debt / Equity
9.40
Fair Value
--
Upside / Downside
--
Signal
N/A
Implied Growth
54.1%
Growth Assumption
50.0%
Discount Rate
10.5%
Terminal Growth
2.0%
Base FCF
$17M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Very aggressive growth priced in
Altman Z
0.16
Distress
Piotroski
4
Moderate (4-6)
Cash Conversion
0.17x
Rule of 40
52.5%
Strong
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $91M | -- | $32M | $48M |
| 2023-12-31 | $156M | -- | $52M | $49M |
| 2024-12-31 | $212M | -- | $68M | $33M |
| 2025-12-31 | $312M | -- | $105M | $17M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
Two Sigma Advisers
Filed 2025-08-14
--
--
BlackRock
Filed 2024-08-13
$12M
--
Vanguard Group
Filed 2026-01-29
$12M
+15.7%
Geode Capital Management
Filed 2026-02-09
$5M
+9.8%
Citadel Advisors
Filed 2025-05-15
$5M
--
Latest Interest
70
Peak Interest
74
After signup
The full trends view adds more narrative depth
Go deeper into related queries, regional interest, and the broader narrative behind retail attention.
Track how that search interest lines up with price moves, alerts, and saved ideas after signup.
3.86
Consensus
Buy—
—
—
7
For informational and educational purposes only. Not financial advice. Learn more
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