SeekingAlpha•2026-04-24
The Western Union Company (WU) Q1 2026 Earnings Call TranscriptWU — Western Union Co
NYSE · Financial Services · Financial Services
$8.90-7.19%Market cap2.99B
- Latest Close
- $8.9
- 30-Day Move
- -7.2%
- Market Cap
- $3.0B
- Shares Outstanding
- 313,450,000
- P/E Ratio
- 5.8
- P/B Ratio
- 3.09
Analyst consensus: Sell · 27 analysts
NYSE:WUFinancial Services / Financial ServicesDelayed public snapshot
Western Union Co
A read-only Alphactor snapshot forWestern Union Co. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of2026-04-24
Topline snapshot
Latest Close
$8.9
30-Day Move
-7.2%
Market Cap
$3.0B
Shares Outstanding
313,450,000
P/E Ratio
5.8
P/B Ratio
3.09
Not investment advice. Signals and scores shown here are model outputs derived from historical data, not recommendations. Past performance does not guarantee future results. Do your own research before trading. Full disclaimer
Chart snapshot
$8.90
-7.2%last 90 delayed daily bars
Market cap$3.0B
90D High
$10.35
90D Low
$7.95
Avg Volume
8,694,313
What stands out
Gross margin is running at 37.0%, which gives a quick read on operating quality before you open the full model.
Net margin is 12.3%, useful for comparing WU against peers in Financial Services.
WU is down 7.2% over the last 30 trading days shown on this page.
Latest operating income is $185M, which helps anchor the headline ratios with an actual earnings figure.
Research snapshot
Composite Fair Value
$27.55
Rule of 40
5.9%
Fundamentals snapshot
Latest Close
$8.9
30-Day Move
-7.2%
Market Cap
$3.0B
Shares Outstanding
313,450,000
P/E Ratio
5.8
P/B Ratio
3.09
ROE
52.2%
ROA
6.0%
Gross Margin
37.0%
Operating Margin
18.7%
Net Margin
12.3%
Debt / Equity
3
Current Ratio
0.62
Dividend Yield
9.7%
Latest Revenue
$1.0B
Financial statement snapshot
Revenue
$1.0B
Gross Profit
$363M
Operating Income
$185M
Net Income
$114M
Gross Margin
3703.0%
Net Margin
1233.0%
Current Ratio
0.62
Debt / Equity
3.00
Valuation snapshot
Fair Value
$27.55
Upside / Downside
+209.5%
Signal
Undervalued
Implied Growth
0.2%
DCF
$8.19
EPV
$14.52
EV/Rev
$59.93
Growth Assumption
-3.3%
Discount Rate
9.9%
Terminal Growth
2.0%
Base FCF
$393M
Valuation spread
Current Price
$8.90
Composite Fair Value
$27.55
DCF
$8.19
EPV
$14.52
EV/Rev
$59.93
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Low growth priced in
Quality snapshot
Altman Z
1.11
Distress
Piotroski
5
Moderate (4-6)
Cash Conversion
1.09x
Rule of 40
5.9%
Concerning
Annual financial history
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | $4.5B | $885M | $911M | $373M |
| 2023-12-31 | $4.4B | $818M | $626M | $635M |
| 2024-12-31 | $4.2B | $726M | $934M | $276M |
| 2025-12-31 | $4.1B | $757M | $500M | $393M |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
News snapshot
ChartMill•2026-04-24
Western Union Co (NYSE:WU) Plunges Over 9% as Q1 2026 Earnings Miss EstimatesFinnhub•2026-04-24
Transcript : The Western Union Company, Q1 2026 Earnings Call, Apr 24, 2026Benzinga•2026-04-24
Western Union Stock Slides After Q1 EPS Miss Despite Revenue BeatFinnhub•2026-04-24
The Western Union Company Reports Earnings Results for the First Quarter Ended March 31, 2026After signup
The full sentiment workspace adds context
Go past the public headlines into fuller article history, source cross-checks, and deeper narrative tracking.
Tie news into alerts, watchlists, and conviction changes instead of browsing one static batch of stories.
Insider activity snapshot
Buy Value
$2M
Sell Value
$0
Buys
3
Sells
0
Buy Value
$2M
Sell Value
$0
Buy/Sell Ratio
3.00x
After signup
The full app goes deeper on insider behavior
Inspect longer insider history, recurring buyers and sellers, and the broader transaction context beyond this snapshot.
Continue into deeper institutional and alternative-data views once you sign up.
Recent insider transactions
| Date | Name | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-13 | Pant Milind | A | 16,905 | $0.00 |
| 2026-03-07 | Hawksworth Benjamin Scott | F | 3,145 | $9.74 |
| 2026-03-02 | Axelrod Cherie | A | 27,825 | $0.00 |
| 2026-03-02 | Axelrod Cherie | A | 41,737 | $0.00 |
| 2026-03-02 | Angelini Giovanni | A | 192,308 | $0.00 |
| 2026-03-02 | Angelini Giovanni | A | 39,226 | $0.00 |
| 2026-03-02 | Angelini Giovanni | A | 65,377 | $0.00 |
| 2026-03-02 | Cagwin Matthew | A | 451,924 | $0.00 |
ETF holders snapshot
| ETF | Shares | Weight | As Of |
|---|---|---|---|
| Capital Income Builder | 13,519,548 | 0.04% | 2026-01-31 |
| iShares Trust-iShares Core S&P Small-Cap ETF | 11,577,510 | 0.04% | 2026-02-28 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 10,177,100 | 0.03% | 2025-12-31 |
| SCHWAB STRATEGIC TRUST-Schwab US Dividend Equity ETF | 9,234,439 | 0.03% | 2025-11-30 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 7,207,173 | 0.02% | 2025-12-31 |
| iShares Trust-iShares Select Dividend ETF | 6,748,563 | 0.02% | 2026-02-28 |
| PIMCO Equity Series-PIMCO RAE US Small Fund | 5,114,554 | 0.02% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 4,650,549 | 0.01% | 2025-12-31 |
After signup
The deeper ownership view shows who is leaning in
Open richer institutional and holder diffs to see position changes across filings instead of one static snapshot.
Use those ownership shifts alongside conviction and alerts in the full app workflow.
Institutional holders snapshot
Qube Research & Technologies
Filed 2026-02-17
--
--
BlackRock
Filed 2024-05-10
$482M
--
Vanguard Group
Filed 2025-05-09
$397M
-1.5%
Charles Schwab
Filed 2025-09-15
$140M
--
Capital Research Global Investors
Filed 2026-02-11
$97M
+35.3%
Analyst consensus?
Rating(?)
2.33
Consensus
SellTarget Mean(?)
—
Target High(?)
—
Target Low(?)
—
Analysts
27
For informational and educational purposes only. Not financial advice. Learn more
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