XZO — Exzeo Group Inc
NYSE · Insurance · Insurance
- Latest Close
- $16.58
- 30-Day Move
- -14.6%
- Market Cap
- $1.4B
- Shares Outstanding
- 90,910,000
- P/E Ratio
- 17.14
- P/B Ratio
- 8.66
Exzeo Group Inc
A read-only Alphactor snapshot for Exzeo Group Inc. It uses the same research structure as the app, but with delayed data and shallow depth so search visitors can evaluate the stock before signing up.
Snapshot as of 2026-04-21
Topline snapshot
Latest Close
$16.58
30-Day Move
-14.6%
Market Cap
$1.4B
Shares Outstanding
90,910,000
P/E Ratio
17.14
P/B Ratio
8.66
$16.58
-14.6%last 90 delayed daily bars
90D High
$24.60
90D Low
$13.30
Avg Volume
188,976
Gross margin is running at 60.4%, which gives a quick read on operating quality before you open the full model.
Net margin is 38.1%, useful for comparing XZO against peers in Insurance.
XZO is down 14.6% over the last 30 trading days shown on this page.
Latest operating income is $27M, which helps anchor the headline ratios with an actual earnings figure.
Composite Fair Value
$15.90
Latest Close
$16.58
30-Day Move
-14.6%
Market Cap
$1.4B
Shares Outstanding
90,910,000
P/E Ratio
17.14
P/B Ratio
8.66
ROE
32.6%
ROA
23.8%
Gross Margin
60.4%
Operating Margin
48.9%
Net Margin
38.1%
Debt / Equity
0
Current Ratio
3.86
Latest Revenue
$53M
Revenue
$53M
Gross Profit
$35M
Operating Income
$27M
Net Income
$22M
Gross Margin
6038.0%
Net Margin
3814.0%
Current Ratio
3.86
Debt / Equity
0.00
Fair Value
$15.90
Upside / Downside
-4.1%
Signal
Fairly Valued
Implied Growth
-0.1%
DCF
$19.61
EPV
$12.87
EV/Rev
$15.21
Growth Assumption
5.0%
Discount Rate
9.6%
Terminal Growth
2.0%
Base FCF
$97M
Valuation spread
After signup
The full valuation workspace goes deeper
Adjust DCF growth, discount, and terminal assumptions instead of relying on one static snapshot.
Open the deeper balance-sheet and cash-flow views to inspect debt, liquidity, and cash generation line by line.
Compare multiple valuation models against peers and save your own thesis instead of re-reading a fixed public state.
Negative growth / decline priced in
Altman Z
11.69
Safe
Piotroski
3
Weak (0-3)
Cash Conversion
1.21x
Rule of 40
--
Insufficient data
Annual performance mix
| Period | Revenue | Operating Income | Net Income | Free Cash Flow |
|---|---|---|---|---|
| 2022-12-31 | -- | -- | -- | -- |
| 2023-12-31 | -- | -- | -- | -- |
| 2024-12-31 | -- | -- | -- | $97M |
| 2025-12-31 | $217M | $106M | $83M | -- |
After signup
The app opens the full statement deep dive
Extend the history well beyond this public snapshot to inspect longer cycles and regime changes.
Move from summary lines into detailed balance-sheet and cash-flow rows for working capital, debt, and capex analysis.
Cross-link statement changes with alerts, watchlists, and saved research workflows after signup.
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For informational and educational purposes only. Not financial advice. Learn more
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